Pengaruh Pembiayaan Arrum PT Pegadaian Syariah Terhadap Pengembangan Usaha Berskala Kecil (UBK)

Abstract

The purpose of this study is to analyze the Influence of Arrum Financing on the Development of Small-Scale Businesses at the Turatea Sharia Pawnshop Office, Jeneponto Regency. The main problems developed are the operational mechanism of Arrum financing at the Turatea Sharia Pawnshop, Jeneponto Regency and the influence of Arrum financing on the development of Small-Scale Businesses. This type of research is quantitative research. To obtain data, questionnaire, observation, interview, and documentation methods are used. Based on the results of the study, the influence of Arrum financing on the development of Small-Scale Businesses, namely by increasing customer income from 4 million - 5 million rupiah per month and can help customers in increasing their business capital. The implications of this study are expected that the Turatea Sharia Pawnshop, Jeneponto Regency will continue to maintain the quality of the products offered, especially Arrum Financing products so that the number of customers continues to grow and continues to provide excellent service to customers